Payday Loans the Easy Way

Direct Payday Lenders make applying for your loan as easy as possible. Our application process takes just seconds and even people with a poor credit history can apply.

Step 1

Fill in our simple and secure online form. This should just take a few minutes of your time.

Step 2

Our system tries to find a direct payday lender for you whilst you sit back and relax.

Step 3

Once approved, you get your money and start using it for whatever you want!

It couldn't be easier!

Apply Now

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Questions about your payday loan?

We know that there are probably many questions you have in mind when searching for a direct payday loan. After all, you should never apply for any kind of loan before knowing all the facts. Here is everything you need to know about your search for a payday loan lender.

  • Do I qualify?

    Qualifying with our direct payday lenders is usually straight forward and the chances are, you will have no problems getting approved. As long as you have a job, an active bank account and you are over 18 years of age then everything should be fine.

  • How long does it take to get my cash advance?

    This will depend on the lender that you get matched with. Many payday advance companies are now able to get your cash to you on the same day you apply, others may take a little longer. You will usually not have to fax any documents or send any paperwork when you apply for a cash advance online, making the whole process very fast.

  • I have bad credit, can I still apply?

    Yes, most payday loan lenders are able to approve customers with a bad credit history so this should not be a problem.

  • Can I take out more than one loan?

    No. A payday lender will only let you take out one at a time. It would not be advisable to have more than one due to the high risk of falling behind on your payments and ending up in debt. Focus on one at a time and your finances will be easier to manage.

  • How much does it cost?

    The overall cost will depend on the provider. Most payday lenders charge between $15 to $30 per $100 borrowed. This translates to an APR of 390% to 780% over a two week period.

  • Will I get approved?

    If you meet the basic criteria listed above then it is unlikely that you will be declined. The advantage of direct payday loans is that they can be used by anyone, in almost any situation, even if your credit score is not very good. The best way to see if you will get approved is to apply here and find out! You have nothing to lose and it only takes a few minutes to find out.

How Direct Payday Lenders are Different...

With the large amounts of payday loan companies available online, I'm sure you would like to know what makes us different from the rest. Here are a few things you ought to know...

  • We work hard to make sure that you get the financial help you need. We constantly improve our system to make it work better for you.
  • We match you with some great direct payday lenders as well as being able to offer you some amazing special offers from time to time.
  • Our loan matching service is one of the fastest available. Give it a go to see how fast finding a direct payday lender can be.

Want to know more?

We want you to be informed before you decide on any financial product so here are a few useful guides to tell you everything you need to know about payday loans.