At Direct Payday Lenders we have taken the pain out of applying for a loan thanks to our simple application procedure. The whole process can be completed in just a few minutes, and you can still use our website to make an application if you have a poor credit history. It’s as easy as 1.. 2.. 3..
Fill in our simple and secure online form – it only takes a few minutes.
Fix yourself a cup of coffee while our system searches for a suitable lender for you.
Once approved, you receive your money and can spend it how you want.
It couldn't be simpler!
We’re sure that you have many questions on your mind, particularly if this is the first time you’ve used a payday loan. We strongly believe that you should never apply for any kind of financial product before knowing all the facts, so we’ve set out answers to some of the most common questions we receive. If you want any more information, please see “Want to Know More?”.
Will I qualify for a loan?
We work with a number of lenders to ensure that you have the best chance of qualifying. If you have a job, an active bank account and are 18+ years of age then you should be fine.
I have a bad credit history, can I still apply?
Yes, most payday lenders are able to approve customers with a bad credit history so with our wide range of providers this should not be a problem.
How long does it take to get receive the money?
This will depend on which company is the best match for you. Many lenders are now able to provide a “same-day” service with the money available to you on the day that you apply, although some may take a little longer. Applying online usually avoids the need to fax documents or other paperwork, making the application and decision process very fast.
Can I take out more than one loan?
It is not advisable to take out more than one at any time – doing so would put you at a high risk of falling behind on your payments, and ending up in debt. No reputable company would let you put yourself in this position. Focusing on one loan at a time will allow you to properly manage your finances.
How much will it cost?
This depends on the provider. Most payday lenders charge between $15 and $30 for each $100 borrowed. For a two-week loan this translates to an APR of 390% to 780%.
Will my application be approved?
One of the great advantages of payday loans is that they are accessible to so many people. So long as you meet the basic criteria – you have a job, an active bank account, and are 18 or over – it is unlikely that you will be declined, even if your credit score isn’t the best. Of course, the best way to see if you will get approved is to apply here and find out! You have nothing to lose and our simple application procedure makes finding out quick and easy.
With the large number of payday loan companies available, what makes us stand out from the crowd? Here are a few of the reasons that we’re best for you...
We believe you should always make an informed decision when considering any financial product, so here are some useful guides that will tell you everything you need to know.