Spotya Payday Loans Review

Spotya are a direct payday lender and have been around for a few years now and they have become very popular due to their open, friendly service. They are honest and upfront- a very good attribute of any kind of payday loan company.

The Application Process

The Spotya website is very bright and colorful which compliments their friendly image. The site is very clear and easy to use with a very well laid out and clearly labeled application form. This is one of the best application screens we have seen for any payday loan application. There is also a reassuring 128 bit encryption for the application page so you know that Spotya take your security seriously.

Rates

Spotya offer some of the best rates in the industry- just $15 per $100 borrowed.

Help and Support

Spotya offer good help and support with email and telephone help available. It would be nice if they offered live chat as well but unfortunately, they do not currently offer this.

Do you Qualify?

It is easy to qualify for a Spotya payday loan. Bad credit histories are generally not a problem and as long as you can show that you have a steady paycheck coming in then you should have no problems getting approved.

Summary

We really like Spotyas friendly approach to payday loans. They have proven themselves to be a dependable payday loan lender but they are still not as good as Cashnet USA.